M3 Insurance Solutions, Inc.

  • Underwriting Advisor

    Job Locations US-WI-Milwaukee
    Posted Date 4 weeks ago(4 weeks ago)
    Job ID
    # of Openings
    Risk Management
  • Overview

    Founded in 1968, M3 Insurance is Wisconsin’s largest privately held insurance agency, providing employee benefits, property & casualty, executive benefits, employer-sponsored retirement plans and personal lines. M3 serves clients across the country from five Wisconsin offices and is consistently ranked in the top 1% of insurance brokers nationwide.
    Our Total Rewards Philosophy
    M3’s philosophy around total rewards is to exceed the market. In addition to competitive salaries, rich benefits, volunteer time off and free popcorn Fridays, M3 was named one of The Principal 10 Best Companies 2012 for Employee Financial Security. Our unwavering commitment to our employees' long-term financial well-being is what helped us earn this national acclaim.

    The Role

    M3’s Employee Benefits Risk Management team is dedicated to supporting our clients in specialized areas of employee benefits.  This position will work closely with internal teams, clients and vendors to drive client value.  This role is focused primarily on the evaluation of financial reporting and cost projection modeling for client’s health and dental benefit offerings.  By working with our sales and service teams, this individual will help clients understand how the plans are performing, help identify cost drivers, and assist in the financial modeling of alternative strategies and solutions for managing employer’s health and dental benefits. They will work in partnership with our sales team to be consultative to clients when analyzing data.  


    Client Support 
    • Proactively complete client deliverables
    • Complete analysis or forecast for renewals 
    • Manage the individual client accounts during the life of the policy to ensure any issues are handled. 
    • Be responsive to clients questions 
    • Present findings and analysis to clients
    • Leverage underwriting knowledge to educate internal partners and clients on rate development and best practices
    • Model financial impact for making plan changes or changes in benefit strategy
    Market Trends 
    • Analyze and complete M3 benchmarking reports
    • Assist in monitoring insurance carrier financial strength
    • Analyze impact of changing market landscape for our clients or prospective clients
    • Evaluate risk management deliverables to ensure they add value 
    Stop Loss 
    • Present findings and explain results to internal partners and clients as needed
    • Coordinate any changes due to analysis with AE and reviewed impact of changes.
    • Maintain strong working relationship with stop loss carrier underwriting partners
    • Work with Account Executives and Account Managers to help strategize on stop loss policy changes or recommendation


    • Bachelor’s degree (B.B.A) in risk management or finance (or related field) from a four-year college or university, or a minimum of three years of related insurance experience is preferred
    • Previous experience with consulting and underwriting for group health or dental benefits is desired
    • Product knowledge of Stop Loss, Life/Disability, Dental, Vision, and/or Elective Benefits preferred
    • WI Life & Health License


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